Deciding Between City and County Building for Your Custom Home
AUTHOR Mike Hollaway
DATE Nov 9, 2026
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Building your dream home involves a significant decision: choosing between life in the city or the county. Having built homes throughout San Antonio and its surrounding counties, such as Kendall and Comal, I’ve seen firsthand the trade-offs individuals face.
City lots offer convenience with established utilities, while county properties often require wells and septic systems, which can add upfront costs. Cities generally have more rigorous permitting processes and frequent inspections, but this often means streamlined services and support. In contrast, the county offers fewer regulations, making for a potentially faster build.
In terms of lifestyle, city living gives you close proximity to amenities and a vibrant social scene. County properties offer more space and privacy, with the bonus of beautiful Hill Country views often accompanying larger lots. However, county living might increase commute times and reduce access to urban conveniences.
Ultimately, your choice impacts everything from daily living to construction costs. At Mike Hollaway Custom Homes, I guide clients through these considerations, aligning with their priorities—be it walking to dinner or savoring the solitude of five acres in the hills. Call (210) 490-0069 to talk about your ideal location for building.
Frequently Asked Questions
What are the main differences between building on city lots and county properties? ▼
Building on city lots typically involves municipal water and sewer connections, more stringent permitting processes, and better proximity to amenities. County properties often require wells and septic systems, have fewer regulations, and offer more privacy and space.
How does location affect the cost of building a custom home? ▼
Location affects utility availability, permitting costs, and lot prices. City lots may have higher permitting and utility connection fees, while county properties might require additional infrastructure investment for wells and septic systems.
How does Mike Hollaway Custom Homes assist in choosing the right building location? ▼
Mike Hollaway Custom Homes guides clients through the trade-offs between urban convenience and rural space, considering factors like utility costs, lot size, and lifestyle priorities to find the best fit for their custom home.