Types of Mortgage Loans:
Adjustable Rate Mortgages (ARM)
An ARM is a mortgage loan that allows the lender to adjust the interest rate periodically to reflect changes in market conditions. Your mortgage payments may adjust up or down as the interest rate changes, in accordance with a stated index and with pre-determined limits (or caps). (Also known as Variable Rate Mortgages.)
Fixed Rate Mortgages
Allows you to lock in your interest rate with a fixed monthly payment for the entire term of the loan.
Affordable Home Programs
Various programs are available for affordable home loans - including fixed & adjustable rate programs with low down payment options. First time home buyer, FHA and MHFA programs are also available
Jumbo Residential Loans
Fixed rate loans which are available for primary and secondary residences with various down payment and point options.
How much can you afford?
There are a great number of mortgage calculators out on the web but we've narrowed it down to three good ones for you:
Affordability Analyzer - Use this to see what kind of home you can afford to buy.
True Cost Calculator - Use to figure out what your monthly payments would be.
Probable Qualifier - Helps you estimate a loan amount the you might qualify for.
Check your credit report:
The following agencies can help you check your own credit report:
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Our Preferred Permanent Lenders:
Ellen Schueller |
Robin Morton |
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Our Preferred Interim Lenders - Construction Financing:
Ellen Schueller |
Greg Guillet |
Robert Potter |
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John Lafield
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Randy Leisman |
Adam Carr |
| Visit Website | Visit Website | Visit Website |
Getting started:
To get started, download the Uniform Residential Loan Application, fill it out and send it to our preferred lenders above. (for best results, print on legal size paper)
